• Thursday, September 19, 2024
    • Highlights
    1. सहकारी फसली ऋण योजना 2020
    2. RBI के निर्देशानुसार बैंक द्वारा दिए गए 'Magnetic Strip' Debit Card दिनांक 01/01/2019 से बंद कर दिए गए है| ग्राहक उक्त कार्ड के स्थान पर नए 'Secure EMV Chip' Debit Card अपनी शाखा से प्राप्त करें|
    3. पूर्व सांयकालीन शाखा के मुख्य शाखा, चूरू में समायोजन उपरांत नये IFSC: RSCB0020001 मान्य होगे|
    Service
    Personal Loan

    The bank offers personal loan facility to professional and self employed individuals based on an appraisal of income. No collateral security is required to get this loan.

    Purpose
    • To fulfil the mid term credit requirements of professional and self employed individuals based on an appraisal of income which is calculated on income proof.
    Eligibility
    • Permanent employees working in government, semi-government, autonomous bodies, co-operative institutions and banks are eligible for the loan.
    • Self employed persons who are income tax assessee from last three years.
    • The applicant should be resident of Churu district.
    • Age between 21 to 55 years.
    Loan Amount
    • Maximum 4.00 Lakhs
    Interest Rate
    • Upto 2.50 Lakhs : 11.50 %
    • Above 2.50 Lakhs on whole amount : 12.50 %
    Loan Period Maximum 5 years
    Re-Payment Mode Monthly
    Documents ID proof, PAN Card, ITR of last three years, Employer's NOC and Salary account statement and any other documents which Bank officials require.