Our Home Loans open the door to your new concrete dream Home. Since a Home Loan is a long term commitment of 10-15 years. Our Home Loan is offered to professional and self employed individuals based on an appraisal of income which is calculated on income proof for construction or purchase of dwelling units at towns and district level.

The Loan is offered under the fix/variable rate option with monthly amortization.

Purpose	For construction/purchase a home. For renovation. For repair and maintenance of old building.
Eligibility	Permanent employees working in government, semi-government, autonomous bodies and banks are eligible for the loan. Self employed persons who are income tax assessee from last three years. The applicant should possess clear title of land in his own name. The above said land should be in any town/municipality area having population above 50,000. The applicant should be resident of Churu district. Age between 21 years to 55 years.
Loan Amount	For construction/purchase of a new building : Maximum 20.00 Lakhs For repair/maintenance/renovation : Maximum 5.00 Lakhs
Interest Rate	9.40 %
Loan Period	Maximum 15 years
Margin money	25.00% of total loan amount sanctioned.
Re-Payment Mode	Monthly
Documents	ID proof, Land documents, Search report by advocate, Purpose of loan declaration, Blueprint of the proposed construction site, Cost estimate by approved official and ITR of last three years and NOC by concern municipality.